Kevin Young is a risk management and regulatory compliance executive with experience designing and implementing best-in-class risk management programs at global, national and regional financial services companies.

Joining Guideline from a successful independent consulting practice, Kevin’s prior career experience includes executive compliance leadership roles at American Express, CIT Group, BMO, and Bank OZK, including Chief Compliance Officer, Global Privacy Officer and Head of Operations Compliance responsibilities. He has also led teams responsible for regulatory relationship management; for systems design, testing, implementation, and post-implementation validation; for internal audit; for operational risk management; and for Sarbanes-Oxley Compliance.

Kevin specializes in overseeing the design and implementation of highly functioning compliance programs, especially in response to regulatory enforcement and supervisory matters. Having the skills and experience to lead large, long-term projects, shorter, limited scope projects and everything in between, Kevin is ready to assist firms creating scalable solutions that respond to today’s risk management challenges. Kevin is a Certified Regulatory Compliance Manager, Certified Internal Auditor (Inactive) with a finance degree from Virginia Tech.

Kevin’s recent experience includes:

• Compliance program redesign, recruitment, and staff development to respond to supervisory deficiencies.
• Development of remediation plans to resolve enforcement matters related to Fair Lending, TILA, RESPA, UDAP/UDAAP, FCRA, EFT, CRA, mortgage servicing and collections rules.
• Implementation of comprehensive risk assessment frameworks with complementary, enterprise-wide testing programs.
• BSA/AML/Financial Crimes program development; CIP and surveillance monitoring system design, tuning, and validation.